How to Apply for Pag-IBIG Loyalty Card in 2022 (Complete Guide)

SSS, PAG-IBIG, and PhilHealth are three key government institutions that help Filipinos greatly. They benefit Filipinos working both inside and outside the nation in the long run.

If you’ve contributed to any of these three government entities, you’ll be familiar with how to navigate payments, loans, and other claims. We’ll show you how to apply for a Pag-IBIG card in this article.

SSS, PAG-IBIG, and PhilHealth all provide identity cards that may be used as acceptable identification. Any of these can be used while transacting or applying for other legal papers.

While UMID and PhilHealth ID are prevalent, PAG-IBIG can also provide you with your personal identifying ID. The good news is that you can take advantage of the agency’s advantages for long-term support.

You’ll learn how to apply for a PAG-IBIG Card, its benefits, and why having one is crucial.

This will act as your guide so that you don’t have to go through as many steps while getting your ID.

For your information, here are the names of the ID cards issued by these government agencies.

Government Agency ID Cards Digitized
Social Security System SSS UMID Yes
PhilHealth PhilHealth ID No
Pag-IBIG Loyalty Card Yes

Abount Pag-IBIG Loyalty Card

Pagtutulungan sa Kinabukasan: Ikaw, Bangko, Industria at Gobyerno issues the PAG-IBIG Loyalty Card (PAG-IBIG). PAG-IBIG will provide you with an identity card.

Why Pag-IBIG Loyalty Card?

I’ve listed some reasons why you should get a Pag-IBIG loyalty card.

It Serve as Valid ID Card

Perhaps the most pressing reason for you to obtain a PAG-IBIG card right now is that you require identification. If this is the case, the PAG-IBIG loyalty card is an excellent option.

When you apply for this card, you will receive a plastic card similar to the UMID instead of a piece of paper as your identity card. This also implies that while this identity card is not as brittle as other IDs, you should still laminate it to keep it safe.

It Has Good Perks

A PAG-IBIG loyalty card entitles you to a variety of benefits. You will receive discounts at the following stores once you have this loyalty card:

Store Name Max Discount
Manila Ocean Park 80%
Microtel 10%
Fields 10%
Papa John’s Pizza 10%
Pfizer products 50%
Enchanted Kingdom 10%
Hotel H20 20%
Rusty Lopez 20%
David’s salon 10%
Derm Care 50%
DHL 20%
Enchanted Kingdom 15%
The Generics Pharmacy 5%
Gerry’s Grill Treat
Hotel H20 10%
Informatics 10%
Kabayan Hotel 15%
2G0 travel 20%
Bayview Park Hotel 30%
Bioessence 50%
Canon 5%
Chef Tony’s 10%
Curamed Pharmacy 10%

It’s a Lifetime Membership Card

The PAG-IBIG loyalty card is never used up. This implies you can keep it indefinitely. It is not necessary to renew it each time it expires.

It Only Costs You 120 Pesos to Have One

You may obtain discounts from the stores mentioned above for simply 120 pesos. If you tally them all up, you’ll find that you’ve saved a lot of money. With just 120 pesos, PAG-IBIG allows you to enjoy those benefits for the rest of your life.

How to Get a PAG-IBIG Loyalty Card

5 Steps for Pag-IBIG Loyalty Card Application
Image Credit: Pag-IBIG Fund

Related Article: Pag-IBIG Online Registration (Get Your MID Number)

Follow these procedures to apply for your PAG-IBIG Loyalty Card:

Step 1: Fill Up the Pag-IBIG Loyalty Card Application Form

Before visiting any Pag-IBIG branch, you may download and print the application form here and accomplish it. Alternatively, you can get it in the Pag-IBIG branch you visited.

Step 2: Bring Your Completed Application Form to the Nearest Pag-IBIG branch.

PAG-IBIG has several locations where you may receive your loyalty card. Make sure the branch is a PAG-IBIG office, as some PAG-IBIG locations, particularly those in malls, do not issue PAG-IBIG loyalty cards.

To know more about Pag-IBIG branches, you may visit here.

Step 3: Pay the Application Fee

Your loyalty card will cost you only 120 pesos. Keep your receipts so you may submit them when you go to collect your card.

Step 4: Biometrics and Picture-Taking

Have your photo and biometrics taken.

Step 5: Validate and Confirm Your Details

After all your details have been encoded, make sure that these are all correct.

Step 6: Claim Your Pag-IBIG Loyalty Card

Unlike before, you have to wait another 45 days before you can get the card. Now you can get it immediately after a successful application.

But to be sure, you can ask the person who personally assisted you when you can get the Pag-IBIG Loyalty Card.

Reminder: For your security, kindly change your PIN number upon receiving your card.


If you are an OFW, you can get your own PAG-IBIG Loyalty Card. It is, however, unavailable outside of the United States. Once you are in the Philippines, you must obtain it. Furthermore, the benefits of the PAG-IBIG Loyalty Card do not apply when traveling outside of the Philippines. Your card will simply function as identification, but you will be able to use it once you return.

Share your thoughts and experience about the Pag-IBIG Loyalty Card below.

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